A challenge for senior citizens who embrace the computer age is knowing how to avoid online fraud. Although people of all ages are at risk, statistics show that when it comes to online safety, seniors are more vulnerable. In fact, according to the Department of Homeland Security, “seniors are defrauded at twice the rate of the rest of the population.” Yes, there are swindlers out there — based in another country or maybe even in your neighborhood — who want to steal from you or your loved ones. But there are also reliable ways to spot a scam and steer clear of fraud. Here, we explain common scam types and show you how to safeguard your valuables, savings, and online information.